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What happens when an Uber is involved in a car accident?

On Behalf of | Nov 3, 2021 | Car Accidents

Ride-sharing apps like Uber are becoming incredibly popular in New Jersey. If you were involved in a multi-car accident in a metropolitan area, there might have been an Uber driver involved. Uber drivers use their own vehicles, but accidents involving Uber drivers differ slightly from regular car accidents.

All Uber rides are insured

Uber maintains its own insurance that is separate from the personal car insurance that its drivers have. Many Uber drivers are also commercially licensed and have commercial driving insurance.

The good news is, if an Uber driver causes a car accident, you won’t have to worry about them not being insured. Uber drivers are also using an app that tracks their location, so it would be very difficult for them to get away with a hit-and-run.

If you are injured in an accident involving an Uber driver, you should get the driver’s insurance information and contact Uber. You should also do these things if you were riding in an Uber at the time of the accident.

Take the same steps you would after any other car accident

Car accidents involving Uber drivers are just like any other car accident. The only real difference is that there may be extra insurance protection from Uber. If you are involved in an Uber accident, you should take the same steps that you would take after any other car accident:

• Make sure everyone is OK.
• Get help for the people that are injured.
• Take photos of the accident scene.
• Gather information from the people involved.
• Request a copy of the police report.
• Contact insurance providers.

Multi-car accidents that occur in congested areas can be confusing. Oftentimes, it’s not immediately clear which driver was at fault. That’s why it’s important to gather as much information as you can after a car accident and refrain from admitting fault at the scene.

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