Getting involved in an accident in New Jersey can be a harrowing experience, yet this is the time you need to think clearly and rationally because every move you make has consequences. To improve your chances of recovering total awards from the insurance company or the court, there are some things to keep in mind.
Things to do at the scene of the accident
It’s only human to panic after a motor vehicle accident, but you must stay calm to handle the situation correctly. First and foremost, be sure to check for injuries and secure medical help if needed.
After that, the next step is to contact your insurance provider as soon as possible. They will likely send an adjuster to assess the damage and take statements from those involved in the accident. Please make sure you thoroughly explain all aspects of what happened at the scene of the incident, including any witnesses who may have seen it occur. It’s also essential to ensure you get a copy of the police report since this can be very useful in determining fault and helping with your claim later on.
What to do after filing a claim
Once you’ve filed a claim with your insurance provider, it’s essential to follow up regularly. Make sure you have all the information needed for the adjuster to process your claim and keep a record of every communication between you and the company.
You may also want to consider filing a personal injury lawsuit. Granted, New Jersey is a no-fault state for motor vehicle accidents, meaning your insurance should cover your damages regardless of who’s responsible for the crash. However, when your injuries exceed your limit or if the other driver was grossly negligent, a lawsuit may be your best option for recovering total compensation.
No matter what happens after a motor vehicle accident in New Jersey, staying informed and taking all the necessary steps can significantly improve your chances of recovering the total awards you deserve. The experience and the process of dealing with the court and your insurance company might not be easy, but knowing what to do can make things a little easier.