If you're involved in a car accident, it's difficult to calm yourself down. Subsequently, it's a challenge to make sound decisions.
- Check yourself and passengers for injuries: Even if it's a minor fender bender, you should check for injuries, as you never know what can happen as the result of a collision.
- Move to safety: If you're capable and your vehicle is in good enough condition, you should move to the shoulder of the road. Before getting out, make sure it's 100 percent safe to do so.
- Call 911: It's best to do this right away, as the dispatcher can send local police and an ambulance to the scene.
- Document the accident: If possible, exchange information, take photos of your injuries and damage and speak with witnesses.
- Receive medical treatment: This may be the last item on the list, but it's a top priority. In addition to initial treatment, work closely with your medical team throughout the recovery process.
Once you're able to do so, review your insurance policy and contact your agent to file a claim. Keep in mind that your policy is a contract and that your insurance company must live up to its end of the bargain.
It's your goal to not only receive compensation for your injuries and damages but to also do whatever it takes to protect your legal rights.